ABOUT US
We’ve led where you’re headed—and we know how to get results.

At The Bywater Group, we don’t just consult—we transform. With over 20 years of hands-on experience working inside global financial institutions—and a decade leading large, high-performing teams in banking—we know what drives results from the inside out.

WHAT WE DO
We help banks and credit unions grow by unlocking the full power of their people.

At The Bywater Group, we specialize in driving real performance—where it counts most: in everyday conversations, decisions, and actions. We don’t just consult—we roll up our sleeves and work side-by-side with your leaders to shift behavior, deepen culture, and accelerate results.

WHO WE WORK WITH
Forward-thinking banks and credit unions ready to drive growth through people, not just process.

We partner with financial institutions that understand this truth: growth doesn’t come from cutting costs or adding more tech—it comes from consistent, effective leadership behavior.

The most successful organizations today have realized three things:

Expenses

You can only cut expenses so far.

Technology

Technology is essential—but it’s not the differentiator.

Behavior

Behavioral consistency is the true driver of sustainable performance.

MEET THE FOUNDER
Jim Bywater is the founder and president of The Bywater Group.

With decades of experience leading top-performing teams in the banking sector, Jim brings a rare blend of industry insight, human behavior expertise, and proven strategy to every engagement. He is passionate about helping financial institutions build strong leadership cultures that elevate performance from the inside out.

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TESTIMONIALS
What Our Clients Say
GET IN TOUCH

Looking to Improve Performance and Drive Growth?

A 20 minute conversation with us can impact your growth for years to come.